All services and information made available to users via the UNI Insurance site are covered by the terms and conditions described below. By registering for and using this site, you agree to abide by these terms and conditions.
UNI Insurance reserves the right to change the terms and conditions at any time without advance notice. In such cases, it may post change notices directly on the site or may insert links to such change notices.
Any use of the masculine gender on uniassurance.ca is for the sole purpose of brevity; it is not, in any way, intended to be discriminatory.
This Web site is governed by the laws of the province of New Brunswick and the applicable Federal laws, irrespective of the principles of conflict of laws or jurisdiction.
Any litigation, dispute or claim of any nature whatsoever resulting from the use of this site must be subject to the jurisdiction of the courts of the province of New Brunswick. Consequently, by using this site users agree that the courts of the province of New Brunswick have exclusive jurisdiction in any suit, action or proceeding stemming from the use of this Web site.
The information on this site is only intended to be used in Canada, in the provinces where the mentioned products and services can legally be offered for sale or made available and is not intended for use or sale in locations where such use would not be permitted by local laws.
1. Description of services
UNI Insurance currently provides users with a wide selection of products and services. These include communication tools (uniassurance.ca), and general and personal insurance products and services available on its service network (collectively "the Service").
You alone are responsible for paying the costs associated with use of the Service, such as Internet connection charges or fees charged for connecting to networks that provide access to Internet content. As well, you are responsible for acquiring any equipment needed for such connections.
2. Protection of personal information
We are keenly aware of the need to protect your security and privacy, particularly in regards to any information you provide to us while making use of the Service.
Please refer to the site's Confidentiality statement for details about our practices in this area.
3. Protection of children
We are concerned about protecting children who use this site.
We invite parents to monitor their children's Internet usage and to bear in mind that the services provided via the site are designed to appeal to a broad audience. Therefore, as the legal guardians of their children, parents are responsible for determining which services may or may not be appropriate for their children and monitoring their use in this regard.
4. Restrictions on use of content
It is prohibited to reproduce by any means whatsoever the information, data, text, software, music, sounds, photos, images, videos, communications and other materials available on this site (collectively "Content").
More specifically, it is prohibited to:
5. Links to outside Web sites
The site or third parties may include links to other Web sites or other Internet sources. Since we have no control over these outside sites and sources, we are not responsible for their availability, nor can we assume any responsibility for the content, links, advertising, products, services or other materials made available by or through such external sites or sources. Furthermore, we are not liable for any loss or damage, caused or alleged to be caused by, or arising in connection with, the use of or reliance on Content, products and services made available on these outside sites or sources.
Consequently, it is up to you to exercise discretion in your use of such Content. Likewise, you are responsible for assuming all inherent risks, particularly when you rely on the timeliness, usefulness or completeness of the content made available on or through the outside sites or sources referred to by the site.
Links leading to software download sites are provided for your convenience; we are not liable for any difficulty arising from the download of any such software applications.
Links to other sites do not indicate that these outside sites endorse us or our products and services.
6. Access to site
We are solely and entirely responsible for, but not limited to, the information conveyed in the pages of our Internet site.
7. Statement: information and advice
The site is provided to you for information purposes only. Therefore, content disseminated on the site is not destined to be used in conducting transactions or making insurance decisions. We will not assume any responsibility for the Content or the accuracy of all or part of the information transmitted in connection with the site. Likewise, we will not be responsible for orders or decisions based on such information.
8. Site modifications
We reserve the right at any time to change, temporarily suspend or terminate the site, in whole or in part, without informing you in advance. In no event will we be liable to you or to any third party for a modification, suspension or termination of the site.
9. Intellectual property
The site and any software or applications used in connection with the site ("Software and Applications") may contain confidential information protected by existing intellectual property laws or other legislation.
Content included in advertising and information made available to you as part of the site is protected by the laws applicable to copyright, trademarks and patents and by any other rights set forth in existing legislation.
The site is protected by copyright legislation as a collective work or compilation as defined in Canadian and foreign laws.
Except as expressly authorized by us, it is strictly prohibited to:
11. Limitation of liability
To the fullest extent possible pursuant to applicable law, we will in no way be liable for any direct or indirect damage, including without limitation, the loss of profits, customers or data, or other loss of intangible assets, even if we were advised of the possibility of such damage, that may arise:
12. Copyrights and trademarks
All information on this site is protected by copyright. Users may only copy its contents for their own personal use. No one may redistribute, reproduce, republish, store in any medium, retransmit, or modify the information on this site for commercial purposes without our written authorization, or make public use thereof without crediting the source.
All trademarks and logos (including certain names, words, titles, drawings, illustrations and icons) appearing on the site are registered trademarks belonging to us or for which we have usage agreements. Any use of these trademarks is strictly forbidden without the owner's written authorization. Any unauthorized downloading, retransmission, or other copying or modification of trademarks and/or site content may be a violation of federal or other laws applying to trademarks and/or copyrights and could subject the copier to legal action.